BUMPER-TO-BUMPER PROTECTION FOR YOUR VEHICLE
For most drivers, a car is more than just a means of transportation – it’s an investment. And if you’re involved in an accident, you’ll want to ensure that your investment is protected. With Collision Coverage from Adams Insurance Agency, you can have damage to your car insured under your policy – whether the damage is a result of an accident with another vehicle or object.
HOW MUCH COLLISION COVERAGE IS NEEDED?
Different drivers require different coverage options for their auto insurance policies. Determining the right amount of Collision Coverage depends on factors like the age and year of your car, as well as your financial situation. An insurance specialist from Adams Insurance Agency can help you find an insurance option that best fits your budget.
In addition to protecting you and your car from collisions, we offer benefits that range from rewards and incentives to extended coverage. Our enhancements include: Vanishing Deductible®*, GAP Insurance*, and Accident Forgiveness for better assurance.
- Vanishing Deductible rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
- GAP Insurance is an optional coverage for newer cars that can be added to your collision insurance policy. It may pay the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
- Accident Forgiveness ensures that your rates won’t increase because of a single accident.
Contact Adams Insurance Agency today to see if you qualify for, or want to learn more about auto insurance enhancements that can help save you money.
ENSURE THAT YOU’RE INSURED.
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can rest assured that medical expenses for injuries to drivers, passengers, and pedestrians, as well as bills for property damage, will be covered if you’re held responsible for a car accident.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
COMPONENTS OF LIABILITY
There are two main components to auto liability: Bodily Injury and Property Damage Liability.
- Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
- Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.
If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but all states require that drivers have it in order to be legal on the road.
It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with Adams Insurance Agency today for more information about what Liability Coverage can do for you.
Vanishing Deductible ®
GOOD DRIVERS DESERVE GREAT REWARDS.
As a driver, safety should be one of your top concerns – safety for your passengers and for other drivers on the road. When you find the right coverage with Adams Insurance Agency, you’ll learn that being a responsible driver has its benefits. With Vanishing Deductible*, you can actually get rewarded for being an accident and violation-free driver.
When you sign up for Vanishing Deductible, you’ll receive $100 credit on your deductible starting 31 days after the effective date of the policy. From there, you can add $100 of more credit for every year – simply by being a safe driver. Drivers under Vanishing Deductible can receive up to a maximum of $500 credit.
For even more options, talk to a representative with Adams Insurance Agency about Total Loss Deductible Waiver. If your car gets totaled in an accident, and if you’re covered under this waiver, you’ll receive your full benefit from Nationwide on your deductible.
It’s just one more way that Adams Insurance Agency can provide quality coverage options for safe drivers.
*Vanishing Deductible is an optional feature. Annual credits subject to eligibility requirements. Details and availability vary by state. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Nationwide, the Nationwide N and eagle, Nationwide is on your side, and other marks displayed in this message are service marks of Nationwide Mutual Insurance Company or its affiliates, unless otherwise disclosed. © 2019 Nationwide.
*GAP Insurance is not available in all states.